Event Description

Learn about the Senior Citizens Real Estate Tax Deferral Program from the McHenry County Treasures Office.  This loan program is funded by the State of Illinois and provides qualified senior citizens up to $7,500.00 for property taxes on an annual basis at a simple interest rate of 3%. Get your questions answered about the application process.

Registration open. Please register no later than 48 hours before event starts.


The 3% interest rate applies to the 2024 tax year and any tax year thereafter. A lien is placed on the property and the loan does not become due until death or the property is sold. 

To qualify for the tax deferral you must:

  • Be 65 years of age or older.
  • Have a total household income of $65,000.00 or less.
  • Have equity in the property.
  • Have no unpaid property taxes or foreclosures on the property.
  • Have homeowner’s insurance with coverage against fire and casualty. 
  • The program is available for owner occupied, primary residences only.

Applications are available by clicking the link below. Applications must be received in the McHenry County Treasurer’s Office by March 1, 2025. THERE ARE NO EXTENSIONS. 

For more information on the program open this BROCHURE  link.

To apply to be on the program open this APPLICATION link. 

This program is presented by the McHenry County Treasurer Office.

Please Note: If you are no longer able to participate in this event call 815-568-8236. Thank you!